WELCOME TO MCUBED GROUP
We are a specialised retirement services platform providing leading-edge, customised financial solutions through an innovative administration system. We promote total independence through the quality, depth, and diverse nature of the standard of service that we offer. Our focus is to leave a legacy through our value-enhancing products by maintaining open communication and trust with our clients.
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FROM OUR BLOG
Retirement Reforms: What do they mean?
Initially proposed to commence on 1 March 2016, the government has been planning to align provident funds and provident preservation funds with all the other retirement vehicles. In the latest Tax Amendment Bill released in October 2020, National Treasury is now in the last stage of implementing these changes come 1 March 2021. This is known as T-Day. Purpose: -To help retirees from provident funds to better manage their money and have income during retirement i.e., reduce the risk of spending their retirement savings too quickly and placing a financial burden on family and the government. -To curb dependency on government grants. -Streamline all retirement vehicles to work in [...]
5 factors that affect your retirement investing efforts
Beat the statistics and retire (and live) the way you really want to There is both good and bad news for South Africans when it comes to retirement. The bad news? You probably aren’t adequately prepared to retire comfortably and with dignity at the moment. The good news? You can do something about it! The catch? You should start doing something about it sooner than later. Business Tech recently asked nearly 3 000 respondents about their saving habits. Most of the respondents said they were saving less than 10% of their salaries, with only 23% saving more than 20% of their salary for retirement. Although we understand that [...]
The effect of the Russia/Ukraine war on investments
Although there once was uncertainty about the situation between Russia and Ukraine and what it meant, now the answer is glaringly clear – Russia has invaded Ukraine. Our hearts break for everyone affected by this unnecessary war. With thousands of civilian and military deaths, millions of fleeing refugees, and billions of dollars spent, we cannot overlook the economic and investment effects on investments worldwide. And, of course, when the world is affected, so is South Africa. Here is one take on the effects of the Russia/Ukraine war on specific investments. Commodity prices The war has definitely affected investments in commodities. South Africa’s exported commodity prices have risen which [...]
FROM OUR BLOG
