mCubed Asset Solutions (Pty) Ltd is the establishment born from a devotion to serious effort on rethinking investing, servicing and the ease of retirement. As an independent FAIS compliant company, we ensure solid partnerships between the Trustees of the Umbrella Funds, Investment Managers, Custodian of the investments and each member participating in a Retirement Fund. As a member, client or broker to one of our Retirement Funds, you will be given the best investment administration, investment advice, the best service and full transparency, in conjunction with your fund appointed FAIS accredited financial advisor.

mCubed Asset Solutions (Pty) Ltd strive to get you to a beautiful, financially sound and successful retirement.

We provide a specialised retirement servicing platform to effectively manage pension and provident funds, while acting as a support base to our diverse broker market. We have an ‘always on’ approach regarding access to our systems and support this web access by a world class retirement fund administration service.

STAY CONNECTED TO ONE OF THE MOST IMPORTANT ASPECTS OF YOUR LIFE – YOUR FINANCIAL WELL-BEING!

Download the mCubed APP today to have your Investments and Risk Benefits right at your fingertips. The mCubed APP communicates directly with you and keeps you informed and up-to-date with the latest industry news. You can upload all of your personal documents directly onto the APP. All your documents will be kept safe and confidential on your very own Online Personal Vault.

The vision is to offer an integrated payroll solution to both new and existing clients. We aim to partner with our clients in providing effective and efficient remuneration functions, using current best practice, whilst understanding each client’s unique requirements.

A solution that works with the software you use enables your business to grow faster and more efficiently.

An ideal HR solution must make up part of your everyday tools and is something that is used to help you do the best job possible. Most importantly, the payroll solution that you use should help you serve employees who are key to the lasting success of your business.

Effective tracking right from the start, through to the recruitment and hiring process and during your employees’ entire career progression, is vital to keeping your workforce happy and productive.

For more information on our comprehensive payroll solutions.

• An umbrella fund is a collective investment scheme that exists as a single legal entity but has several distinct sub-funds which, in effect, are traded as individual investment funds.
• This type of arrangement originated in the European investment management industry, most notably with the SICAV (an open-ended collective investment). The SICAV model was copied for the UK Open-ended investment company (OEIC) and offshore fund models.
• Advantages
  • The umbrella fund structure makes it cheaper for investors to participate, to move from one sub-fund to another and saves the investment manager costs relating to regulatory duplication. An umbrella fund can also be set up to provide retirement, death and other benefits to members of a participating employer. In such a fund there are several participating employers who enjoy the same benefits and the fund is managed by professional trustees. They cut the cost by saving on maintenance and management fees and sometimes take advantage of reduced tax rates.[2] An umbrella fund is appropriate for employers who are too small to extract scale benefits from a standalone fund.

Deton Group Risk provides an extensive range of group risk benefits within a unique environment, providing security and peace of mind to employers. This will enhance employee benefit packages, which plays a key role in attracting and maintaining employees. Our dedicated and experienced team strive to provide long lasting relationships and service excellence. We offer independent risk providers at competitive rates and cover all group risk benefits. Our comprehensive product offering provides flexibility to the employer on tailor-made solutions that will provide financial protection to employees and their dependents.