WELCOME TO MCUBED GROUP
We are a specialised retirement services platform providing leading-edge, customised financial solutions through an innovative administration system. We promote total independence through the quality, depth, and diverse nature of the standard of service that we offer. Our focus is to leave a legacy through our value-enhancing products by maintaining open communication and trust with our clients.
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FROM OUR BLOG
Increased offshore investment
After the 2022 Budget Speech, the South African Reserve Bank (SARB) announced an exciting increase of the offshore investment limit for Retirement Funds. Funds are now allowed to invest up to 45% in offshore markets. Previously, the limit was 30% and a further 10% allocation for investment in Africa. The new limit has no such restrictions, and the entire 45% can be invested outside Africa. Although funds and investors will probably only start noticing results over the long term, the change has been welcomed by most South African traders and retirement fund members. We expect the increase to improve diversification and versatility and open more global investment doors. [...]
Last will and testament
Having a will in place allows you to decide who inherits what from your estate upon your death. You also get to nominate the executor, which is the person responsible to wind up your estate. What constitutes a valid will? Only a person over the age of 16 and of sound mind can execute a will All pages of the will need to be signed by the testator and/or testatrix and 2 competent witnesses (persons over the age of 14). If you are unable to sign your own will, you can have someone else sign on your behalf in the presence of a Commissioner of Oaths Beneficiaries of the [...]
What if today was your last day?
Imagine waking up in the morning and getting a notification to say you are left 24hrs to live. Most of us would go into full panic mode not sure where to start. In such short notice, you can imagine the questions that rush through your brain, like have I done all the important things, what can I achieve or have ticked off all the things on your bucket list (if you already have one). Sadly, the average person will leave their financial planning last and how their finances are to be handled in their absence. So how can you get yourself ahead of the game? Financial planning involves a [...]
FROM OUR BLOG
