WELCOME TO MCUBED GROUP
We are a specialised retirement services platform providing leading-edge, customised financial solutions through an innovative administration system. We promote total independence through the quality, depth, and diverse nature of the standard of service that we offer. Our focus is to leave a legacy through our value-enhancing products by maintaining open communication and trust with our clients.
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FROM OUR BLOG
6 ways to ensure black tax doesn’t hold you back
Finding the balance between family and finances “Family” or “Black Tax” is a reality for many South African professionals. For many, it means if you earn a salary, you are expected to help provide financial relief to your own and sometimes extended families. Of course, this adds a lot of pressure to one’s budget, and our budgets are already stretched with the current economic situation. When Black Tax isn’t managed properly, it can easily become a vicious cycle that negatively impacts your finances. Providing financial support to anyone can limit your opportunities to become financially independent and stable, but we still pay Black Tax because it’s family, right? It [...]
5 ways to end financial self-sabotage
Here’s how to break your harmful financial habits Our biggest obstacle is often ourselves. Just consider the plans you set at the beginning of 2022 to reach your goals. Did you go to the gym? Start saving for retirement? Read that book? Or did you sabotage yourself through procrastination, perfectionism, negative self-talk, or fear of failure? Self-sabotage does not only stop you from reaching your personal goals but your financial goals as well. Whether it’s not paying accounts on time or buying those shoes that you definitely don’t need - financial self-sabotage comes in many forms. Societal trends, consumer pressures, and a lack of discipline can keep us in [...]
Can you retire comfortably in South Africa?
Retiring comfortably in South Africa is not a cookie-cutter process… Here’s why. “Rules are a useful guideline and generally should be heeded, but blindly following them eventually and inevitably leads to disaster.” Leland Exton Modesitt Jr We encounter rules or guidelines every day of our lives. Even as investors, we are bombarded with the 10 (or however many) Golden Rules of Investing. And while these rules can be helpful, we cannot apply them blindly to our circumstances and hope for the best. Why? Because you and your circumstances are unique! For example, if you want to determine if you have enough money to retire comfortably, following the three well-known [...]
FROM OUR BLOG
