WELCOME TO MCUBED GROUP
We are a specialised retirement services platform providing leading-edge, customised financial solutions through an innovative administration system. We promote total independence through the quality, depth, and diverse nature of the standard of service that we offer. Our focus is to leave a legacy through our value-enhancing products by maintaining open communication and trust with our clients.
OUR SERVICES
EMPLOYEE BENEFITS
ASSET SOLUTIONS
PAYROLL SOLUTIONS
RISK SOLUTIONS
OUR SERVICES
EMPLOYEE BENEFITS
ASSET SOLUTIONS
PAYROLL SOLUTIONS
RISK SOLUTIONS
DOWNLOAD OUR APP
DOWNLOAD OUR APP
ACCESS
GRANTED
Investments, Contributions and Risk Benefits with access to all your employee benefits…
ANYTIME, ANYWHERE
MEET OUR EXECUTIVE TEAM
We’ve had an amazing journey getting to where we are today and we feel confident that we provide you with a professional service, in a timely manner due to our skilled, dedicated team, headed up by an experienced group of executive members.
MEET OUR EXECUTIVE TEAM
We’ve had an amazing journey getting to where we are today and we feel confident that we provide you with a professional service, in a timely manner due to our skilled, dedicated team, headed up by an experienced group of executive members.
FROM OUR BLOG
Section 4(q) – Maximising Estate Planning Relief
Understanding the Section 4(q) Deduction Estate planning is a crucial part of ensuring your legacy is preserved and passed on in the most efficient and compassionate manner. One of the most powerful tools available in South Africa’s estate duty framework is the Section 4(q) deduction, which offers significant relief, particularly for a surviving spouse. This provision allows any inheritance left to a surviving spouse to be excluded from the dutiable estate when calculating estate duty. It’s a mechanism designed to protect the financial security of a spouse following the loss of a partner who may have been the primary provider. What Does Section 4(q) Say? According to the [...]
Retiring Single?
Here's What You Need to Know: Retiring is a milestone that requires careful planning, regardless of your relationship status. However, entering retirement as a single person adds a unique set of considerations. Without a second income or shared household responsibilities, your financial and lifestyle choices must be even more intentional. At mCubed, we work closely with individuals navigating retirement on their own, helping them build a future that’s financially sound, emotionally fulfilling, and well-prepared. Whether you're months away from retiring or already enjoying the freedom, here’s what to keep in mind. Before You Retire Work With a Financial Adviser Whether you’re single or partnered, one of the most [...]
Do You Still Need Life Cover in Retirement?
Life Cover: A Shifting Need You’ve likely been told for decades that life cover is essential to protect loved ones, cover debt, and offer financial stability in uncertain times. But once you retire, is it still worth the monthly premium? At mCubed, we often work with retirees who still carry significant life insurance policies, whether individually purchased or inherited from their employer benefits. In a phase of life where income typically declines and expenses must be carefully managed, it’s natural to question: Is this one cost you can cut? Life Cover Isn’t One-Size-Fits-All Throughout your life, your need for life cover evolves. In early adulthood, with fewer responsibilities [...]
FROM OUR BLOG
