WELCOME TO MCUBED GROUP
We are a specialised retirement services platform providing leading-edge, customised financial solutions through an innovative administration system. We promote total independence through the quality, depth, and diverse nature of the standard of service that we offer. Our focus is to leave a legacy through our value-enhancing products by maintaining open communication and trust with our clients.
OUR SERVICES
EMPLOYEE BENEFITS
ASSET SOLUTIONS
PAYROLL SOLUTIONS
RISK SOLUTIONS
OUR SERVICES
EMPLOYEE BENEFITS
ASSET SOLUTIONS
PAYROLL SOLUTIONS
RISK SOLUTIONS
DOWNLOAD OUR APP
DOWNLOAD OUR APP
ACCESS
GRANTED
Investments, Contributions and Risk Benefits with access to all your employee benefits…
ANYTIME, ANYWHERE
MEET OUR EXECUTIVE TEAM
We’ve had an amazing journey getting to where we are today and we feel confident that we provide you with a professional service, in a timely manner due to our skilled, dedicated team, headed up by an experienced group of executive members.
MEET OUR EXECUTIVE TEAM
We’ve had an amazing journey getting to where we are today and we feel confident that we provide you with a professional service, in a timely manner due to our skilled, dedicated team, headed up by an experienced group of executive members.
FROM OUR BLOG
Rethinking Retirement: Why 60 Might Be Too Soon
A comfortable retirement isn’t about timing the clock – it’s about timing your plan. For generations, 60 was seen as the “golden age” of retirement, a milestone marking the end of early mornings and endless meetings. Yet, in today’s world, retiring at 60 can sometimes feel less like a finish line and more like a financial fork in the road. With people living longer, markets shifting, and the cost of living steadily climbing, the question isn’t just when to retire, but how to do it without compromising your future self. The Hidden Cost of Retiring Too Soon It’s not uncommon for clients to say, “I’ve earned this, I [...]
Life Annuity vs Living Annuity – or Both?
Balancing security, flexibility, and legacy in your retirement income strategy. Your retirement income strategy is one of the most important financial decisions you’ll ever make. Choosing between a life annuity, a living annuity, or a combination of the two can shape your financial wellbeing for decades to come. Each option comes with its own mix of benefits, risks, and trade-offs – and the most suitable choice depends on your lifestyle, priorities, and appetite for risk. Let’s break it down to help you make an informed decision. Life Annuity: Guaranteed Income for Life A life annuity offers the peace of mind of a fixed monthly income for the rest [...]
Section 4(q) – Maximising Estate Planning Relief
Understanding the Section 4(q) Deduction Estate planning is a crucial part of ensuring your legacy is preserved and passed on in the most efficient and compassionate manner. One of the most powerful tools available in South Africa’s estate duty framework is the Section 4(q) deduction, which offers significant relief, particularly for a surviving spouse. This provision allows any inheritance left to a surviving spouse to be excluded from the dutiable estate when calculating estate duty. It’s a mechanism designed to protect the financial security of a spouse following the loss of a partner who may have been the primary provider. What Does Section 4(q) Say? According to the [...]
FROM OUR BLOG
