WELCOME TO MCUBED GROUP
We are a specialised retirement services platform providing leading-edge, customised financial solutions through an innovative administration system. We promote total independence through the quality, depth, and diverse nature of the standard of service that we offer. Our focus is to leave a legacy through our value-enhancing products by maintaining open communication and trust with our clients.
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FROM OUR BLOG
Do You Still Need Life Cover in Retirement?
Life Cover: A Shifting Need You’ve likely been told for decades that life cover is essential to protect loved ones, cover debt, and offer financial stability in uncertain times. But once you retire, is it still worth the monthly premium? At mCubed, we often work with retirees who still carry significant life insurance policies, whether individually purchased or inherited from their employer benefits. In a phase of life where income typically declines and expenses must be carefully managed, it’s natural to question: Is this one cost you can cut? Life Cover Isn’t One-Size-Fits-All Throughout your life, your need for life cover evolves. In early adulthood, with fewer responsibilities [...]
Will Your Money Last Through Retirement?
7 Overlooked Factors to Keep in Mind We all imagine retirement as a time to unwind, filled with purpose, freedom, and more control over how we spend our days. But behind the dream, one important question often lingers: “Will my money last?” It’s a critical question, and one that deserves honest reflection. Financial planning for retirement is never linear. From unexpected healthcare costs to shifts in lifestyle or economic conditions, many retirees find themselves unprepared for the full scope of this new life chapter. Here are seven often-overlooked considerations that can make all the difference when it comes to ensuring your finances go the distance. Rethink Your Retirement [...]
Tax Benefits
Maximise Your Tax BenefitsNow is the perfect time to make the most of the tax benefits and incentives currently available and. While future tax policies remain uncertain, taking proactive steps now can help you optimise your savings and minimise your tax burden.Smart Ways to Utilise Tax Breaks.1. Leverage Tax-Free Savings Accounts (TFSA)A tax-free savings account (TFSA) is one of the most efficient ways to grow your wealth without paying tax on interest, dividends, or capital gains. Here’s how you can take full advantage:• Contribute up to R36 000 per tax year (with a lifetime maximum of R500 000).• Enjoy tax-free investment growth, allowing your money to compound faster over [...]
FROM OUR BLOG
