WELCOME TO MCUBED GROUP
We are a specialised retirement services platform providing leading-edge, customised financial solutions through an innovative administration system. We promote total independence through the quality, depth, and diverse nature of the standard of service that we offer. Our focus is to leave a legacy through our value-enhancing products by maintaining open communication and trust with our clients.
DOWNLOAD OUR APP
DOWNLOAD OUR APP
ACCESS
GRANTED
Investments, Contributions and Risk Benefits with access to all your employee benefits…
ANYTIME, ANYWHERE
FROM OUR BLOG
Life Annuity vs Living Annuity – or Both?
Balancing security, flexibility, and legacy in your retirement income strategy. Your retirement income strategy is one of the most important financial decisions you’ll ever make. Choosing between a life annuity, a living annuity, or a combination of the two can shape your financial wellbeing for decades to come. Each option comes with its own mix of benefits, risks, and trade-offs – and the most suitable choice depends on your lifestyle, priorities, and appetite for risk. Let’s break it down to help you make an informed decision. Life Annuity: Guaranteed Income for Life A life annuity offers the peace of mind of a fixed monthly income for the rest [...]
Section 4(q) – Maximising Estate Planning Relief
Understanding the Section 4(q) Deduction Estate planning is a crucial part of ensuring your legacy is preserved and passed on in the most efficient and compassionate manner. One of the most powerful tools available in South Africa’s estate duty framework is the Section 4(q) deduction, which offers significant relief, particularly for a surviving spouse. This provision allows any inheritance left to a surviving spouse to be excluded from the dutiable estate when calculating estate duty. It’s a mechanism designed to protect the financial security of a spouse following the loss of a partner who may have been the primary provider. What Does Section 4(q) Say? According to the [...]
Retiring Single?
Here's What You Need to Know: Retiring is a milestone that requires careful planning, regardless of your relationship status. However, entering retirement as a single person adds a unique set of considerations. Without a second income or shared household responsibilities, your financial and lifestyle choices must be even more intentional. At mCubed, we work closely with individuals navigating retirement on their own, helping them build a future that’s financially sound, emotionally fulfilling, and well-prepared. Whether you're months away from retiring or already enjoying the freedom, here’s what to keep in mind. Before You Retire Work With a Financial Adviser Whether you’re single or partnered, one of the most [...]
FROM OUR BLOG
