

WELCOME TO MCUBED GROUP
We are a specialised retirement services platform providing leading-edge, customised financial solutions through an innovative administration system. We promote total independence through the quality, depth, and diverse nature of the standard of service that we offer. Our focus is to leave a legacy through our value-enhancing products by maintaining open communication and trust with our clients.
FROM OUR BLOG
What you need to know about the impact of South Africa’s greylisting
Everything you need to know about South Africa being greylisted In February 2023, the Financial Action Task Force or FATF placed South Africa on its grey list because of concerns about our capacity to fight financial crime. In this article, we’ve explored what greylisting means, why South Africa was greylisted, and how it might impact you as an investor. According to their website, the FATF is the “global money laundering and terrorist financing watchdog”. They set international standards and recommendations to prevent illegal activities from harming society. As a global inter-governmental body, the FATF also promotes policies relating to combating money laundering, terrorist financing, and financing the production and [...]
The Top 5 Attitudes That Hinder Successful Saving
Are these attitudes or habits stopping you from saving? Saving is an important aspect of personal finance, but South Africans are not doing it enough. According to Trading Economics, the South African household savings rate has dropped to 0.30%, which means we are putting away less than 1% of our income for a rainy day or retirement. In contrast, countries like China have a culture of saving, with households saving almost half of their income. So, why are South Africans not saving? Could it be that our mindsets are not aligned with our financial goals? In this blog, we look at the top five attitudes preventing you from saving [...]
Can you afford to cash in your retirement ?
4 ways preservation funds can help grow your money Switching jobs can be invigorating. The prospects of a brand-new career, a bump in your salary, the possibilities of what you might achieve… But this exciting phase can also hold some tricky dilemmas. For instance, what should you do with the savings accrued in your previous employer’s approved pension or provident fund? Firstly, resist the temptation to withdraw the money! You’ve worked hard to build these savings for your retirement – don’t let them go to waste by cashing in. Moving your savings to a Pension or a Provident Preservation Fund can help them continue to grow. Let’s explore: Switch [...]














